Brief Summary
This YouTube video by Money Purse addresses viewers' questions on various investment and financial planning topics. It covers stock analysis (Belrice Industries, Diamond Reality, Yash High Voltage, Sona BLW Precision Forgings, and S Chand & Company), mutual fund investments, financial planning for a private employee, checking CIBIL scores for marriage prospects, and an overview of the QSR sector merger between Devyani and Sapphire. The video also touches on the innovation fund theme and provides advice on managing finances and investments effectively.
- Stock analysis and recommendations
- Mutual fund investment strategies
- Financial planning and advice
- CIBIL score importance in marriage decisions
- QSR sector merger analysis
Good Growth potential in this Rs.112 Stock
The video begins with an analysis of Belrice Industries and Diamond Reality based on a viewer's question. The speaker highlights positive FII activity in the auto, auto ancillary, and NBFC sectors, suggesting viewers study these sectors and pick quality companies. He cautions against fake social media groups and advertisements asking retail investors to join Telegram groups with malicious intent. Belrice Industries, a recently listed company, is analyzed, noting its strong client base of major two-wheeler OEMs and a commanding market share. The company's focus on products less affected by EV disruption and plans to increase content per vehicle are highlighted. Diamond Reality is discussed, emphasizing its large land bank and positive growth prospects, but cautioning that current valuations need to be supported by growth. The speaker suggests focusing on real estate ancillaries for safer investments.
Invested in this SME stock
The speaker addresses a question about Yash High Voltage, an interesting company and the third-largest bushing manufacturer globally. The company manufactures bushings used in transformers, with costs ranging from 5 to 20% of transformer manufacturing costs. The video explains the difference between oil-impregnated and resin-impregnated paper bushings, noting the industry's shift towards the latter. Yash High Voltage's capacity and revenue from resin-impregnated bushings are discussed, along with the company's backward integration efforts. The recent acquisition of Quality Power and Sukriti is mentioned as a reason for the stock's increase. The speaker discloses holding the stock from a low price but advises caution due to the recent rally, suggesting waiting for corrections before buying.
Invest collectively in Mutual funds?
The speaker addresses a question from a government employee about a group of colleagues pooling money for investment. The primary challenge is how to collectively invest in mutual funds without opening an account in any one's name, given potential income tax implications. The speaker suggests forming a partnership firm (LLP or LP) to obtain a PAN card and open a current account. The firm can then loan money to individuals and invest collectively, with tax applicability falling on the firm. The speaker advises against investing in illiquid assets like real estate and recommends safer investments like debt funds or FDs.
How to check others CIBIL Score?
The speaker discusses the idea of checking potential marriage partners' CIBIL scores, emphasizing the importance of financial management in marriages. While appreciating the thought process, he highlights two challenges: checking the CIBIL report without their knowledge is illegal, and directly asking for it can be sensitive. He suggests convincing them to check their own CIBIL report by educating them about its benefits and offering assistance. The speaker advises against illegal methods of checking CIBIL scores.
Sunday Funday
The speaker recommends watching the documentary "American Manhunt," which details the hunt for Osama bin Laden. He notes that the documentary reveals the hurdles faced and the methods used to trace and identify bin Laden, making it a worthwhile watch.
Best QSR Stocks to invest
The speaker addresses rumors of a merger between QSR companies Devyani and Sapphire, noting the companies' vague clarification. If the merger happens, it would be positive for the entire M brand, allowing for better planning and store openings. The speaker notes that the competition between the two impacts urban consumption and growth in QSRs. Sapphire is considered cheaper in terms of valuations, making it a potential merger arbitrage opportunity. Devyani is expanding its portfolio with new brands like T-Leav. The speaker highlights Devyani's strong management and suggests that Sapphire is a good standalone QSR in terms of valuation, while Devyani has a stronger business overall.
Financial plan for Private Employee
The speaker provides a financial plan for a family with specific income, assets, and liabilities. The plan includes reallocating funds from underperforming flat cap funds to short-duration funds or equity funds from a different AMC. The money from these funds should be used for the second daughter's marriage expenses. The speaker suggests parking FD money in hybrid funds due to the lack of immediate cash flow needs. The remaining income should be invested in SIPs to build a corpus for future monthly expenses, with a SWB plan for withdrawals. The speaker also advises considering health insurance.
Can we invest in this Rs.10 New Fund?
The speaker discusses the HDFC Innovation Fund, highlighting the emerging theme of innovation beyond just tech-related companies. He notes that innovation funds invest in companies across various industries. The speaker advises against being overly attracted to new fund offers (NFOs) at ₹10, as many innovation funds already exist. He suggests picking a fund house based on its performance in rising and falling markets, using the Morningstar website for analysis. The speaker cautions that innovation funds may have higher volatility.
This company is going to manufacture Rare Earth Magnets
The speaker addresses a question about Sona BLW Precision Forgings, emphasizing the importance of researching a stock before investing. He criticizes the viewer for asking about the stock after investing, which is a common mistake. The speaker acknowledges that Sona BLW is a good business with good management, entering futuristic segments like humanoid robots and rare earth magnets. He reiterates the importance of understanding a company before investing.
Use VPN to open this Website
The speaker addresses a question about accessing BSE/NSE websites from outside India. He suggests following their Telegram channel for exchange filings and updates. Another option is to use a VPN if it is allowed in the user's country to bypass blocked Indian sites. The speaker asks viewers with tech solutions to share them in the comments.
Best Education provider to invest
The speaker provides a long-term view on S Chand & Company, an education publication company. He notes that the market has largely ignored these companies, but the new education policy is expected to bring growth. The speaker mentions the company's acquisition of a test preparation-related company, which could positively impact the company if acquired at a good valuation.
