TLDR;
This YouTube video by Adda247 provides a comprehensive overview of current affairs, motivational insights, and exam-oriented questions relevant for banking and other competitive exams. The session includes a discussion on recent national and international news, awards, schemes, and agreements, along with detailed explanations and related facts.
- Motivational code emphasizes self-improvement for world change.
- Discussion of recent awards, schemes, and agreements.
- Focus on exam-oriented questions and current affairs.
Motivational Code: Change Yourself to Change the World [0:21]
The speaker begins with a motivational message, emphasizing that individuals should focus on changing themselves rather than trying to change the world. It's important to give up bad habits and embrace good ones, making positive changes within oneself to improve life. Recognizing and avoiding situations that lead to negative outcomes is crucial for personal growth and discipline.
English Premier League Ambassador & PM Setu Scheme [1:55]
The session transitions to current affairs, starting with the announcement of Sanju Samson as the official ambassador of the English Premier League. Next, it covers the launch of youth-focused initiatives, including the PM Setu Scheme, for which the government has allocated ₹62,000 crore, launched by Prime Minister Narendra Modi.
Jananayak Karpuri Thakur Skill University & PM USHA Scheme [2:34]
The discussion continues with the inauguration of the Jananayak Karpuri Thakur Skill University in Bihar, also inaugurated by Prime Minister Narendra Modi. Additionally, Prime Minister Narendra Modi laid the foundation stone for academic and research facilities in four universities of Bihar under the PM USHA scheme.
Auto Driver Sevalo Scheme & Bathukamma Festival [3:41]
Andhra Pradesh launched the Auto Driver Sevalo Scheme, providing ₹15,000 annual assistance to auto and cab drivers. The recently celebrated Bhatukamba Festival in Telangana, which secured two Guinness World Records, took place at the LB Stadium Municipal Stadium in Hyderabad.
Amended National Highway Fee Rule & India's First Large Gas Carrier [4:52]
The amended National Highway Fee Rule, effective from November 15, 2025, states that vehicles paying via UPI without a valid tag will be charged 1.25 times the standard fee. Union Minister Sarbananda Sonowal welcomed India's first very large gas carrier, Shivalik, at Visakhapatnam Port.
Adani Green Energy Funding & Digital Payment Systems in Qatar [6:43]
Adani Green Energy Limited raised US$250 million through a foreign currency loan from global lenders to repay old loans. UPI was launched in Qatari supermarkets to enable real-time cashless transactions.
RBI Penalties & NPS Platform for Delivery Partners [7:32]
RBI imposed penalties on HDB Financial and American Express. The Financial Industry Development Council was granted NBFC status by RBI as a self-regulatory organization. Zomato partnered with HDFC Pension to introduce an NPS platform for its delivery partners.
Agentic Payment Platform & Nobel Prize in Physiology and Medicine 2025 [8:56]
Infvenue launched India's first agentic payment platform, Central Pay. The Nobel Prize in Physiology and Medicine for 2025 was awarded to Mary E. Braco, Fred Ramsal, and Simon Sakaguchi for their discovery in immune tolerance. The Nobel Prize is administered by the Nobel Foundation and is awarded in six categories: Physics, Chemistry, Physiology and Medicine, Literature, Peace, and Economic Sciences.
Right Livelihood Award & Indian Navy Ship in Malaysia [11:50]
The Right Livelihood Award, established in 1980, honors those offering practical solutions to urgent global challenges. Indian Navy Ship IAS Kothar made a port call in Malaysia.
Indian Coast Guard Vessel & AMCA Program [13:33]
The Indian Coast Guard commissioned the second Admya Class Fast Patrol Vessel, Akshar. Good Luck India signed a trilateral agreement with BATL and Axis CAD to participate in India's AMCA program.
Hypersonic Missile Development & Volcanic Eruption in Andaman and Nicobar Islands [14:38]
DRDO is developing a hypersonic missile as India's next-generation strategic weapon. The Baron Island Volcano in the Andaman and Nicobar Islands erupted after 20 years.
Cyclone Alert & Veteran Freedom Fighter Death [15:17]
An IMD alert was issued for Gujarat and Maharashtra for the severe cyclone named Shakti, given by Sri Lanka. Veteran Gandhian and freedom fighter G Parik died at the age of 101.
Veteran Actress Death & West Indies All-Rounder Death [16:23]
Veteran actress and classical singer Sandhya Shantaram passed away at the age of 94. Former West Indies all-rounder and 1975 World Cup winner Bernard Julian passed away at the age of 75.
World Teachers' Day & World Habitat Day [18:34]
World Teachers' Day is celebrated on October 5, while World Habitat Day is celebrated on October 6.
French Prime Minister Resignation & Zubin Garg Island in Singapore [19:12]
French Prime Minister Sebastian Leconu resigned shortly after announcing his cabinet. Singapore named a site Zubin Garg Island in memory of the Assamese singer Zubin Garg, who passed away in a swimming accident.
India Mobile Congress & Sardar @ 150 Unity March [22:46]
Prime Minister Narendra Modi will inaugurate the ninth edition of the India Mobile Congress in New Delhi, with the theme "Innovate to Transform," organized by the Department of Telecommunication and COAI. Mansukh Mandaviya announced the launch of the Sardar @ 150 Unity March, a nationwide campaign led by My Bharat to promote unity and patriotism, commemorating Sardar Vallabhbhai Patel's 150th birth anniversary.
Goa's Maje Ghar Yojana & Volcano Correction [27:42]
Amit Shah launched Goa's Maje Ghar Yojana (My Home Scheme) to provide ownership rights to residents. The speaker corrects the earlier mentioned volcano name to Wartang.
RBI Integrated Ombudsman Scheme Expansion [30:00]
The RBI Integrated Ombudsman Scheme 2021 has been expanded to include Central and State Cooperative Banks, effective from November 1, 2025, under Section 35A of the Banking Regulation Act, 1949. This scheme now covers all Commercial Banks, Regional Rural Banks, State Cooperative Banks, Central Cooperative Banks, Scheduled Primary Urban Cooperative Banks, and Non-Scheduled Primary Urban Cooperative Banks with an asset size of ₹50 crore or more.
NBFC Coverage & Compensation Under Ombudsman Scheme [34:53]
The scheme includes deposit-taking NBFCs with a customer interface and an asset size of ₹100 crore and above, excluding Housing Finance Companies. The maximum compensation under the scheme is ₹20 lakh, with an additional ₹1 lakh for mental harassment.
Foreign Currency Settlement System at GIFT City [37:26]
Finance Minister Nirmala Sitharaman launched a Foreign Currency Settlement System (FCSS) at GIFT City (Gujarat International Finance Tech City) to enable real-time settlement of foreign currency transactions, joining financial hubs like Hong Kong and Tokyo.
UPI Payments via Facial Recognition and Fingerprints [41:10]
NPCI will launch biometric authentication for UPI payments, allowing users to authenticate transactions using facial recognition or fingerprints instead of a UPI PIN, linked with Aadhaar data, initially available for transactions up to ₹5,000.
UPI and PayPal Integration & Paytm's AI-Generated Wrap Feature [46:09]
UPI has integrated with PayPal, enabling easier money transfers between India and the US. Paytm launched Dost, an AI-generated wrap feature called Playback, to summarize monthly spending data in a personalized rap song.
PhonePe's Smart Speaker & World Bank's Growth Rate Increase [51:05]
PhonePe launched a new device called Smart PODs, including smart speakers and point-of-sale machines, during the Global Fintech Fest in Mumbai. The World Bank increased India's growth rate projection for 2025-26 from 6.3% to 6.5%.
Telecom Innovation Agreement & Atal Innovation Mission Partnership [54:50]
The Telecommunication Engineering Centre signed an agreement with the International Institute of Information Technology Naya Raipur to advance India's telecom innovation. The Atal Innovation Mission partnered with IFCCI (Indo French Chamber of Commerce and Industry) to expand the Atal Tinkering Lab.
Indian Navy Commissions IAS Androth [57:15]
The Indian Navy commissioned IAS Androth, the second of eight Anti-Submarine Warfare Shallow Water Craft, at Visakhapatnam Naval Dockyard.
Nobel Prize in Physics 2025 & World Cotton Day [58:31]
The Nobel Prize in Physics for 2025 was awarded to John Clark, Michel Deboret, and John Martins for their discovery in quantum tunneling. World Cotton Day is celebrated on October 7, with Indian cotton known as Kasturi Cotton.
World Post Day & Promotional Offers [1:00:46]
World Post Day is celebrated on October 9, with the theme "Post for People: Local Service, Global Reach." The session concludes with promotional offers for Bank Mahapak, Warrior Pro, Adhyayan Current Affairs Book, and test series for IBPS PO and SBI Clerk exams.