Brief Summary
This video discusses four credit cards that offer lifetime free benefits. These cards provide various perks like cashback, discounts, and reward points. The video highlights the features, eligibility criteria, and application process for each card.
- The video covers four credit cards: Axis Myzone, Rupay, IDFC First Millennia, and RBL ShopRite.
- Each card offers unique benefits like cashback, discounts, and reward points.
- The video explains the eligibility criteria and application process for each card.
Best Lifetime Free Credit Cards
This video introduces four credit cards that offer lifetime free benefits, meaning no annual or joining fees. The video explains the concept of lifetime free and highlights the benefits of using credit cards, including interest-free periods and discounts.
Axis Myzone Credit Card
The Axis Myzone credit card offers various benefits, including discounts on food orders through Swiggy, free movie tickets, quarterly lounge access, and a free Sony Liv premium account. The card also provides a 1% fuel surcharge waiver, discounts at partner restaurants, and reward points that can be redeemed for gifts or cash. The eligibility criteria for this card include a minimum age of 21 years, a minimum CIBIL score of 735, and a minimum monthly income of ₹15,000 for salaried individuals and ₹20,000 for self-employed individuals.
Rupay Credit Card
The Rupay credit card is designed for UPI-based transactions and offers up to 5% cashback. The cashback amount varies depending on the platform used for the transaction. The card also provides three free airport lounge accesses per year. The eligibility criteria for this card include a minimum age of 25 years, a minimum CIBIL score of 720, and a minimum annual income of ₹3 lakhs for salaried individuals. This card is only available to salaried individuals.
IDFC First Millennia Credit Card
The IDFC First Millennia credit card offers double reward points on all spending, which translates to approximately 2% cashback. The reward points never expire. The card also provides a ₹500 gift voucher upon spending ₹5,000 within 30 days of receiving the card. Other benefits include quarterly lounge access, 25% discount on movie tickets (up to ₹100 per month), and discounts at various partner platforms like Flipkart, Myntra, and Tata CLiQ. The eligibility criteria for this card are not explicitly mentioned in the video.
RBL ShopRite Credit Card
The RBL ShopRite credit card is a co-branded card that offers increased benefits when used on the ShopRite platform. The card provides 20 reward points for every ₹100 spent on groceries on ShopRite, which translates to a 25 paise cashback per point. The card also offers discounts at various platforms like BookMyShow, Tata CLiQ, and Swiggy. The eligibility criteria for this card include a minimum age of 21 years, a minimum CIBIL score of 720, a minimum annual income of ₹25,000 for salaried individuals and ₹3 lakhs for self-employed individuals. The card is not available to individuals who already hold an RBL credit card.
The video concludes by encouraging viewers to apply for these credit cards before the end of February, as the lifetime free offer is valid until then. The video also emphasizes that the application process should be done through the provided links, as these are tied to specific partnerships that enable the lifetime free offer.
